Return Home

Privacy Policy for PeacefulMindfulPocket LLC

Last Updated: October 6, 2026

Privacy Policy Summary

We collect:

  • • Your name (to address you properly)
  • • Your email (to send you password resets and important updates)
  • • Bank account details: institution name, account nickname (like "Gold Checking"), last 4 digits, and account type (credit/debit) - just enough to identify which account you're budgeting with
  • • Your transactions from that account (so you can see where your money goes and make informed budgeting decisions)
  • • (In the future) Your bank balance, so that we can reconcile it against your budget. If your bank balance and your budget start drifting out of sync it's usually a signal that something is off — a runaway expense, a blind spot, or a transaction that slipped through. Reconciliation catches that drift before it becomes a real problem. And when everything does match, you get something equally valuable — the peace of mind of knowing your financial picture is completely accurate.

We protect: All of your data to the highest standards available, using encryption at multiple layers and advanced security methods at every level.

We share: Only with essential service providers - Stripe (to securely connect to your bank), Resend (to send you emails), tawk.to (for chat support), Google Meet (for video support calls), and Calendly (for scheduling). We do NOT sell your data to advertisers or third parties.

Your control: Delete your account and all data anytime, instantly and automatically, or ask our support team to do it for you.

Questions? Email help@peacefulmindfulpocket.com or use our chat

For complete details, see the full policy below.

Your privacy matters: We're committed to protecting your data and being transparent about how we use it.
1. Introduction

Welcome to PeacefulMindfulPocket LLC ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, share, and protect your data when you use our web app.

2. Information We Collect

We collect the following types of personal information:

  • • First and last name
  • • Email address
  • • Financial transaction data
  • • Budgeting information (including budgets, templates, and transaction automation)
  • • Session information via cookies
3. Financial Data Collection

Through our integration with Stripe Financial Connections, we collect:

  • • Bank account transaction history
  • • Account type information

This data is used solely for providing our zero-based budgeting functionality and is stored securely in accordance with financial industry standards. We do not store debit/credit card data on our servers - this information is handled securely by Stripe.

4. How We Use Your Information

We use the collected information to:

  • • Provide personalized budgeting services
  • • Facilitate zero-based budgeting
  • • Improve our services and user experience
  • • Maintain the security of your account
  • • Communicate important updates about our service
4.1 Cookies and Session Information

We use a single cookie to store a session ID, which is used to maintain your authenticated session on our website. This cookie is essential for the functioning of our service as it allows us to retrieve your session information from our server without requiring you to log in for each page you visit. We do not use cookies for tracking or advertising purposes.

5. Data Retention

We retain your personal information and transaction data for as long as your account is active or as needed to provide services. You can delete your account and all of your data yourself at any time from your account settings, or ask us to delete it for you through our support channels.

6. International Data Transfers

PeacefulMindfulPocket is a service designed for United States customers only at this time. Your data is stored and processed within the United States. The only time your data may be accessed from outside the United States is when you, the account owner, access it from another country. We do not knowingly provide services to individuals outside the United States.

7. Data Security

We protect your data using industry-standard security measures including:

  • • Encryption in transit for all data transmission
  • • Secure database encryption at rest
  • • Regular and ongoing security monitoring and improvements
  • • Strict access controls and authentication requirements
  • • Secure integrations with third-party providers
8. Account Closure

When you close your account, we will immediately delete or anonymize your data, except where we are required to retain it for legal or regulatory purposes.

9. Third-Party Service Providers

We use the following service providers:

  • • Stripe: For payment processing and financial account connections. They receive banking credentials and debit/credit card information to provide their services.
  • • Resend: Receives email addresses and necessary content to send transactional emails.
  • • tawk.to: Provides our chat support functionality. Chat conversations may be reviewed to improve the bot experience, particularly for conversations where the bot was unable to provide adequate assistance. We may also use chat content to improve our services if the conversation contains relevant suggestions or feedback.
  • • Google Meet: Used for screen sharing, voice, and video meetings with our support and coaching team.
  • • Calendly: Used for scheduling and booking meetings. Receives your email address and selected meeting time preferences.

Each provider is contractually obligated to protect your data and use it only for specified purposes.

10. Data Breach Notification

In the event of a data breach that affects your personal information, we will notify you promptly in accordance with applicable laws and provide information about steps you can take to protect yourself.

11. Children's Privacy

The Service is intended only for adults who are at least 18 years old and have reached the age of majority in their state of residence. We do not knowingly collect or solicit information from anyone under 18. If we learn that we have collected information from someone under 18, we will close the account and delete that information. If you are a parent or guardian and believe your child has provided us with information, please contact us immediately using the methods in Section 14.

12. Your Privacy Rights

California Residents: Under the California Consumer Privacy Act (CCPA), you have the right to:

  • • Know what personal information we collect, use, and disclose
  • • Request a copy of any information we have about you
  • • Delete your account, which will permanently delete all of your personal information and associated data
  • • Opt-out of the sale of personal information (we do not sell your data)
  • • Non-discrimination for exercising these rights

All Users: Regardless of your location, you have the right to:

  • • Request a copy of any information we have about you
  • • Delete your account, which will permanently delete all of your personal information and associated data
  • • Update your account information at any time

We do not sell your personal data. Please note that we cannot selectively delete portions of your data while maintaining your account, as this may break core functionality. To exercise these rights or if you have questions, please contact us using the methods in Section 14.

13. Changes to This Privacy Policy

We update this Privacy Policy periodically. The date at the top of this policy indicates when it was last revised. We encourage you to review this policy periodically to stay informed about how we protect your information.

14. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy:

Chat Support
peacefulmindfulpocket.com
Available on our home page
Email
help@peacefulmindfulpocket.com
We typically respond within 24 hours
15. Consent

By using our web app, you consent to the collection and use of your information as described in this Privacy Policy.

Return Home